Personal finance guru Jrod Money recently outlined the 30-60-90 rule for vehicle maintenance.

The core philosophy is that keeping a car paid off and well-maintained is a primary driver of wealth, as it allows you to invest what would otherwise be a monthly car payment.

Here is the breakdown of the maintenance milestones:

30,000 Miles: Engine & Performance

Focuses on keeping the engine running smoothly and ensuring basic safety.

  • Replacements: Engine air filter, engine oil, and oil filter.

  • Inspections: Fuel filter, brakes (pads and rotors).

  • Tires: Rotation and alignment.

60,000 Miles: Fluids & Wear Items

Focuses on replacing components and fluids that degrade over time.

  • Fluid Services: Transmission fluid, brake fluid, and coolant system flush.

  • Mechanical: Replace spark plugs and inspect/replace drive belts.

  • Tires: Deep inspection of tire tread for potential replacement.

90,000 Miles: Deep Inspection & Critical Parts

Focuses on "big-ticket" items to prevent catastrophic failure.

  • Critical: Replacing the timing belt and inspecting the water pump.

  • Systems: Inspecting the suspension, exhaust system, and battery for corrosion.

TL;DR

While the specific needs vary by make and model, the "expensive" part of car ownership is usually neglect, not the maintenance itself. Spending a few hundred dollars on a service can prevent a multi-thousand-dollar repair later.

Thanks for reading everybody!

-Paul

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